# Homes Loan Calculator

> Homes Loan Calculator is a free set of tools for people in India who are about to take, or already carry, a home loan. We built it because most calculators give you one number and leave you to guess what it means. Here you see your EMI, your total interest and how the loan balance falls. You can also see what happens if you prepay, the rate changes or you borrow for longer. Everything runs in your browser. You don't sign up, and we don't store the numbers you enter. The pages are available in English, Hindi, Bengali, Marathi, Telugu and Tamil. Results are estimates for planning. Your bank's sanction letter is the final word on rates, fees and EMI. Ads pay for the site, and they never change the numbers we show.

## Formula

EMI = P x r x (1+r)^n / ((1+r)^n - 1), where P is the loan amount, r is the monthly interest rate (annual rate / 12 / 100) and n is the number of monthly instalments.

## Pages (English)

- [https://homesloancalculator.in/](https://homesloancalculator.in/): Home Loan EMI Calculator: EMI, Interest & Prepayment. Free home loan EMI calculator for India. See your monthly EMI, total interest, how prepayment and rate changes affect it, and a yearly schedule.
- [https://homesloancalculator.in/home-loan-affordability-calculator](https://homesloancalculator.in/home-loan-affordability-calculator): Find out how much home you can afford from your income and EMIs, using the 50% bank limit and the safer 40% rule.
- [https://homesloancalculator.in/home-loan-balance-transfer-calculator](https://homesloancalculator.in/home-loan-balance-transfer-calculator): Check if switching your home loan to a lower rate pays off. See the new EMI, interest saved after fees and break-even months.
- [https://homesloancalculator.in/rent-vs-buy-calculator](https://homesloancalculator.in/rent-vs-buy-calculator): Compare buying a home with a loan against renting and investing the difference. Find the year when buying pulls ahead.
- [https://homesloancalculator.in/home-loan-down-payment-calculator](https://homesloancalculator.in/home-loan-down-payment-calculator): See the minimum down payment, the maximum loan and the stamp duty and registration costs for a home at any price.
- [https://homesloancalculator.in/rbi-repo-rate-history](https://homesloancalculator.in/rbi-repo-rate-history): Every RBI repo rate change since 2014 in one table and chart, with the current rate and what it means for your home loan EMI.
- [https://homesloancalculator.in/guides](https://homesloancalculator.in/guides): Short guides on home loan tax benefits, prepayment, balance transfer and the repo rate, with worked examples and calculators.
- [https://homesloancalculator.in/guides/home-loan-tax-benefits-80c-24b](https://homesloancalculator.in/guides/home-loan-tax-benefits-80c-24b): How much tax your home loan can save under Sections 80C and 24(b), who can claim it, and a worked example on a 50 lakh loan.
- [https://homesloancalculator.in/guides/prepay-home-loan-or-invest](https://homesloancalculator.in/guides/prepay-home-loan-or-invest): Should spare cash go to prepaying your home loan or into investments? A worked example on a 50 lakh loan and a simple rule to decide.
- [https://homesloancalculator.in/guides/home-loan-balance-transfer](https://homesloancalculator.in/guides/home-loan-balance-transfer): How a home loan balance transfer works, what it costs, and a worked example showing when switching banks saves money.
- [https://homesloancalculator.in/guides/repo-rate-and-your-emi](https://homesloancalculator.in/guides/repo-rate-and-your-emi): What the repo rate is, how banks pass changes on to your floating-rate home loan, and a worked example of what a 0.25% change does to your EMI.
- [https://homesloancalculator.in/home-loan-emi-calculator-5-years](https://homesloancalculator.in/home-loan-emi-calculator-5-years): EMI table for a 5-year home loan
- [https://homesloancalculator.in/home-loan-emi-calculator-10-years](https://homesloancalculator.in/home-loan-emi-calculator-10-years): EMI table for a 10-year home loan
- [https://homesloancalculator.in/home-loan-emi-calculator-15-years](https://homesloancalculator.in/home-loan-emi-calculator-15-years): EMI table for a 15-year home loan
- [https://homesloancalculator.in/home-loan-emi-calculator-20-years](https://homesloancalculator.in/home-loan-emi-calculator-20-years): EMI table for a 20-year home loan
- [https://homesloancalculator.in/home-loan-emi-calculator-25-years](https://homesloancalculator.in/home-loan-emi-calculator-25-years): EMI table for a 25-year home loan
- [https://homesloancalculator.in/home-loan-emi-calculator-30-years](https://homesloancalculator.in/home-loan-emi-calculator-30-years): EMI table for a 30-year home loan
- [https://homesloancalculator.in/home-loan-emi-at-7-5-percent](https://homesloancalculator.in/home-loan-emi-at-7-5-percent): EMI table for a home loan at 7.5%
- [https://homesloancalculator.in/home-loan-emi-at-8-percent](https://homesloancalculator.in/home-loan-emi-at-8-percent): EMI table for a home loan at 8%
- [https://homesloancalculator.in/home-loan-emi-at-8-5-percent](https://homesloancalculator.in/home-loan-emi-at-8-5-percent): EMI table for a home loan at 8.5%
- [https://homesloancalculator.in/home-loan-emi-at-9-percent](https://homesloancalculator.in/home-loan-emi-at-9-percent): EMI table for a home loan at 9%
- [https://homesloancalculator.in/home-loan-emi-at-9-5-percent](https://homesloancalculator.in/home-loan-emi-at-9-5-percent): EMI table for a home loan at 9.5%
- [https://homesloancalculator.in/home-loan-emi-at-10-percent](https://homesloancalculator.in/home-loan-emi-at-10-percent): EMI table for a home loan at 10%
- [https://homesloancalculator.in/home-loan-for-30000-salary](https://homesloancalculator.in/home-loan-for-30000-salary): Home loan you can get on a take-home salary of Rs 30000 a month
- [https://homesloancalculator.in/home-loan-for-50000-salary](https://homesloancalculator.in/home-loan-for-50000-salary): Home loan you can get on a take-home salary of Rs 50000 a month
- [https://homesloancalculator.in/home-loan-for-75000-salary](https://homesloancalculator.in/home-loan-for-75000-salary): Home loan you can get on a take-home salary of Rs 75000 a month
- [https://homesloancalculator.in/home-loan-for-100000-salary](https://homesloancalculator.in/home-loan-for-100000-salary): Home loan you can get on a take-home salary of Rs 100000 a month
- [https://homesloancalculator.in/home-loan-for-150000-salary](https://homesloancalculator.in/home-loan-for-150000-salary): Home loan you can get on a take-home salary of Rs 150000 a month
- [https://homesloancalculator.in/home-loan-for-200000-salary](https://homesloancalculator.in/home-loan-for-200000-salary): Home loan you can get on a take-home salary of Rs 200000 a month
- [https://homesloancalculator.in/about](https://homesloancalculator.in/about): Free home loan tools for India. They run in your browser, need no login and don't store the numbers you enter.
- [https://homesloancalculator.in/privacy](https://homesloancalculator.in/privacy): What Homes Loan Calculator collects, which cookies it uses, and how Google Analytics and AdSense work on this site.
- [https://homesloancalculator.in/contact](https://homesloancalculator.in/contact): Write to us with questions, corrections or ideas for new home loan tools. We read every email.
- [https://homesloancalculator.in/for-ai](https://homesloancalculator.in/for-ai): Free REST API, MCP server and llms.txt for the Homes Loan Calculator. No key needed. Built for ChatGPT, Claude and other AI assistants.

## Languages

English (no prefix), Hindi /hi, Bengali /bn, Marathi /mr, Telugu /te, Tamil /ta. Every page exists in each language: https://homesloancalculator.in/hi/about is the Hindi About page. Pages without a language prefix are English, which is also the default for unmatched languages.

## API

Free, no key, CORS open, JSON. Every tool answers GET (query string, short names p, r, n, y) and POST (JSON body). OpenAPI 3.1: https://homesloancalculator.in/api/openapi.json

- Calculates the monthly EMI, total interest and year-by-year schedule for an Indian home loan, with optional prepayments and a rate change.
  GET https://homesloancalculator.in/api/emi?principal=5000000&annualRate=8.5&years=20
- Shows how the EMI and total interest change if the interest rate moves up or down by small steps.
  GET https://homesloancalculator.in/api/sensitivity?principal=5000000&annualRate=8.5&years=20
- Estimates the maximum EMI and loan amount a borrower qualifies for from net monthly income and existing EMIs.
  GET https://homesloancalculator.in/api/eligibility?netMonthlyIncome=150000&existingEmis=10000&annualRate=8.5&years=20
- Compares year-by-year net worth of buying a home with a loan against renting and investing the down payment, and finds the break-even year.
  GET https://homesloancalculator.in/api/rent-vs-buy?rent=30000&rentGrowth=5&price=8000000&downPayment=1600000&annualRate=8.5&months=240&appreciation=5&investReturn=10&years=20
- Compares staying with the current home loan against moving the balance to a lower rate, including processing fee and break-even months.
  GET https://homesloancalculator.in/api/balance-transfer?outstanding=4000000&remainingMonths=180&currentRate=9.25&newRate=8.4&processingFee=20000
- Gives the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration for a property price.
  GET https://homesloancalculator.in/api/down-payment?price=7500000

## MCP

Remote MCP server (streamable HTTP, no auth): https://homesloancalculator.in/mcp
- Claude: Settings > Connectors > Add custom connector > paste the URL.
- ChatGPT: Settings > Connectors > enable developer mode under Advanced > Create > paste the URL.

## More

- Full text of all guides, FAQ and the repo rate table: https://homesloancalculator.in/llms-full.txt
- OpenAPI spec: https://homesloancalculator.in/api/openapi.json
- Human-readable guide for AI assistants: https://homesloancalculator.in/for-ai

---

# FAQ
URL: https://homesloancalculator.in/

### What is a home loan EMI?
It is the fixed amount you pay each month until the loan is repaid. Each EMI covers that month's interest and pays off part of the loan.

### How is the EMI calculated?
With the formula EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is the loan, r the monthly rate and n the number of months.

### Does a longer tenure save money?
No. It lowers the EMI but adds interest. On ₹50 lakh at 8.5%, going from 20 to 30 years cuts the EMI by about ₹4,900 and adds about ₹34 lakh of interest.

### Is prepaying worth it?
Usually yes, especially in the first years when most of the EMI is interest. Banks cannot charge a prepayment penalty on floating-rate home loans to individuals.

### Should I reduce my EMI or my tenure after prepaying?
Reducing the tenure saves more interest. Reducing the EMI gives you more room in your monthly budget.

### What is the difference between fixed and floating rates?
A fixed rate stays the same for a set period. A floating rate follows the bank's benchmark, so it can rise or fall during the loan.

### How much home loan can I get?
Banks usually let all your EMIs add up to 40% to 50% of your take-home pay. They lend 75% to 90% of the property value.

### Is my data stored?
No. Every calculation runs in your browser. Recent calculations are kept only on your device.

---

# Home Loan Tax Benefits: Sections 80C and 24(b)
URL: https://homesloancalculator.in/guides/home-loan-tax-benefits-80c-24b
Updated: 2026-10-26

A home loan EMI has two parts: principal and interest. Each part has its own tax deduction. On a ₹50 lakh loan, the two together can save about ₹90,000 in tax in the first year if you are in the 30% slab.

## The two deductions in plain English

**Section 80C** covers the principal you repay. You can claim up to ₹1.5 lakh a year, but that limit is shared with other things you may already use, such as your provident fund, life insurance premium and ELSS funds. So if your PF already uses most of the ₹1.5 lakh, the home loan adds little.

**Section 24(b)** covers the interest you pay on a self-occupied home. You can claim up to ₹2 lakh a year. This limit is separate from 80C, which is why the interest deduction is usually the bigger win.

Stamp duty and registration charges also count under 80C, but only in the year you pay them and only within the same ₹1.5 lakh limit.

## Who can claim

You need to be paying the loan yourself and the home should be in your name, fully or partly. The deductions work under the old tax regime. If you choose the new regime, you give up these deductions on a self-occupied home, so it is worth comparing both regimes each year. Joint borrowers who are also co-owners can each claim their own share, up to the limits. That can double the benefit for a couple.

For a home you rent out, the interest deduction is not capped at ₹2 lakh, but the loss you can set against other income is. Rules for under-construction homes are different too. Interest paid before you get possession is claimed in five equal parts starting from the year you move in.

## A worked example

Say you borrow ₹50 lakh at 8.5% for 20 years. Your EMI is about ₹43,391 a month, or ₹5.2 lakh a year.

In the first year, about ₹4.21 lakh of what you pay is interest and ₹0.99 lakh is principal. Here is what you can claim:

- Interest under 24(b): the limit is ₹2 lakh, so you claim ₹2,00,000.
- Principal under 80C: you paid ₹99,000, so you claim up to that, assuming you have room under ₹1.5 lakh.

That is about ₹3 lakh of deductions. If you are in the 30% slab, you save roughly ₹90,000 in tax before cess. If you had no other 80C investments and paid the full ₹1.5 lakh of principal in later years, the best case is ₹3.5 lakh of deductions and about ₹1.05 lakh of tax saved in a year.

In the early years your interest is well above the cap. You get no tax benefit on the extra ₹2.21 lakh of interest. So don't let tax savings decide how much you borrow. Each rupee of interest costs you a full rupee, and the deduction returns at most 30 paise of it, up to the cap.

## Mistakes to avoid

- **Assuming the whole EMI is deductible.** Only the principal under 80C and the interest under 24(b), within the limits.
- **Forgetting the lender's certificate.** Your bank issues an annual statement splitting interest and principal. Keep it for your tax filing.
- **Claiming without being an owner.** If you are not on the property papers, you cannot claim, even if you pay the EMI.
- **Ignoring the regime choice.** If your total deductions are small, the new regime's lower slab rates may leave you better off.

## Check current rules

Tax rules change, and section numbers may be renumbered under the newer Income-tax Act. The limits above were the standard ones at the time of writing. Check the latest rules or ask a tax professional before you file.

## Try it with your own loan

Use our EMI calculator to see how much of your EMI is interest and principal in each year. The year-by-year table gives you the numbers to compare against the ₹2 lakh and ₹1.5 lakh limits. If your interest is far above ₹2 lakh, consider whether a larger down payment or a shorter tenure would save you more than the tax benefit ever will.

---

# Prepay Your Home Loan or Invest? A Simple Way to Decide
URL: https://homesloancalculator.in/guides/prepay-home-loan-or-invest
Updated: 2026-10-26

You have some extra money. Your loan is charging 8.5%. Should you pay the loan down or invest the cash? The answer depends on your loan rate, how much risk you can take and how long you can wait.

## What prepaying does

When you prepay, you cut your outstanding principal. Interest is charged on that principal every month, so a smaller balance means less interest. You then have two choices: keep the EMI the same and finish the loan sooner, or lower the EMI and keep the tenure. Keeping the EMI the same saves much more interest.

Prepaying earns you a guaranteed return equal to your loan rate. Every rupee you prepay at 8.5% stops costing you 8.5% a year, with no market risk.

For individuals with floating-rate loans, RBI rules bar prepayment penalties. Fixed-rate loans may charge a fee, so check your sanction letter.

## What investing does

Equity funds have beaten 8.5% over long periods, but in some years they fall. A fall in the market just when you need the money is a real risk. Debt funds and fixed deposits give lower, steadier returns, often below your loan rate before tax. Gains are taxed, which lowers the real return further.

## A worked example

You have a ₹50 lakh loan at 8.5% for 20 years. Your EMI is ₹43,391. After two years you receive ₹5 lakh and must choose.

**Option 1: prepay ₹5 lakh and keep the EMI.** Your loan, which would have run another 216 months, now finishes in about 171 months. That is 45 months, or nearly four years, sooner. You save about ₹14.6 lakh in interest. After the loan ends you also keep the EMI of ₹43,391 a month that you would otherwise have paid for those 45 months, about ₹19.5 lakh.

**Option 2: invest ₹5 lakh.** Suppose it grows at 9% a year for 18 years. It becomes about ₹23.6 lakh, a gain of ₹18.6 lakh before tax.

The two results are close. Both depend on assumptions, and the invested money carries risk. The prepayment result is nearly certain. If you could earn more than 9% safely, investing wins. If markets give you less, prepaying wins. Because the gap is small, the risk you can bear should decide.

## A simple rule

- **Loan rate above 9%:** prepaying usually wins. You are paying more than most safe investments earn.
- **Loan rate between 8% and 9%:** it is close. Split the money, or prepay if you dislike debt.
- **Loan rate below 8% and you have a long horizon:** investing in a diversified equity fund can make sense, if you can stay invested through falls.

Whatever you choose, do these first:

1. Keep an emergency fund of six months of expenses. Do not prepay with money you may need.
2. Pay off higher-rate debt like credit cards and personal loans before the home loan.
3. Take any tax benefits into account. The 80C and 24(b) deductions reduce your effective cost of borrowing a little in the early years.

## A middle path

You can also split the money. Many people prepay a small amount each year, such as one extra EMI, and invest the rest through a regular plan. One extra EMI a year on the loan above would cut the tenure by about three years. On this loan, that means setting aside about ₹3,600 a month.

## Try it yourself

Open our EMI calculator and look at the insights below it. It shows how much interest one extra EMI a year saves and how many months it takes off your loan. Change the rate, amount and tenure to match your loan, and see which option suits your numbers.

---

# Home Loan Balance Transfer: When It Pays Off
URL: https://homesloancalculator.in/guides/home-loan-balance-transfer
Updated: 2026-10-26

A balance transfer means moving your home loan from your current bank to another one that offers a lower interest rate. The new bank pays off your old loan, and you repay the new bank from then on. In the example below, a switch saves about ₹4 lakh. Late in the loan, the fees can cost more than you save.

## How it works

You apply to the new lender, who checks your income, credit score and the property. If approved, the new bank sends the outstanding amount to your old bank. Your old bank closes the loan and returns your property papers to the new bank. Your new EMI starts from the next month.

The process takes a few weeks. During that time you keep paying your old EMI until the switch is done.

## What it costs

Expect these costs when you switch:

- **Processing fee:** often 0.25% to 1% of the loan amount, sometimes with a cap.
- **Legal and valuation charges:** a few thousand rupees.
- **Stamp duty on new documents:** this varies by state.
- **Foreclosure charges at the old bank:** for floating-rate loans taken by individuals, banks cannot charge these. Fixed-rate loans may differ.

Add these together when you compare. A rate that is lower by 0.25% might not cover the costs.

## A worked example

You owe ₹40 lakh with 15 years left. Your current rate is 9.5% and a new bank offers 8.5%. The processing fee and other charges come to ₹20,000.

- Current EMI at 9.5%: about ₹41,769.
- New EMI at 8.5%: about ₹39,390.
- Monthly saving: about ₹2,379.
- Total saving over 15 years: ₹2,379 × 180 months is about ₹4.28 lakh. After the ₹20,000 fee, you are ahead by about ₹4.08 lakh.
- Break-even: the fee of ₹20,000 divided by ₹2,379 a month is about 8.4 months. After nine months you are in profit.

A one point drop with 15 years to go is a strong case for switching.

## When it makes sense

A balance transfer usually pays when most of these are true:

1. The new rate is at least 0.5% lower than yours.
2. You have 10 or more years left, so the savings have time to add up.
3. The break-even point is a small fraction of your remaining tenure.
4. Your credit score is good, so you get the new bank's best rate.

It rarely pays when you are in the last few years of the loan. Most of your EMI then goes to principal, and there is little interest left to save.

## Ask your current bank first

Before you move, call your own bank. Many lenders will cut your rate for a small fee if you ask, especially if you have a good repayment record. That is cheaper and quicker than a transfer. If your loan is linked to the RBI repo rate, compare your spread, the margin over the benchmark, with what new borrowers get. Older loans often carry a higher spread.

## A top-up on the new loan

Some banks offer a top-up loan when you transfer, giving you extra cash at the home loan rate. This can be cheaper than a personal loan. But a larger loan means a higher EMI and more interest, so borrow only what you need.

## Try your own numbers

Use our balance transfer calculator. Enter your outstanding balance, the months left, your current and new rates, and the fee. It shows your new EMI, the interest you save after the fee and the break-even month. If break-even comes within a year or two and you have more than ten years left, a transfer deserves a serious look.

---

# How the RBI Repo Rate Changes Your Home Loan EMI
URL: https://homesloancalculator.in/guides/repo-rate-and-your-emi
Updated: 2026-10-26

News about the RBI changing the repo rate often ends with "your EMI will go up" or "your EMI will come down". Here is how a repo rate change reaches your loan.

## What the repo rate is

The repo rate is the rate at which the Reserve Bank of India lends short-term money to banks. When it is low, money is cheap for banks, and they can lend to you at a lower rate. When it is high, borrowing costs more all around. The RBI changes it to manage prices and growth. As of October 2026 it is 5.50%. You can see every change since 2014 on our repo rate history page.

## Why your loan follows it

Since October 2019, banks must link new floating-rate home loans to an external benchmark. Most choose the repo rate. Your loan rate is then the repo rate plus a fixed margin, called the spread. For example, if the repo rate is 5.50% and your spread is 3.00%, you pay 8.50%.

When the repo rate moves by 0.25%, your rate moves by 0.25%. The spread stays the same unless the bank changes it for a reason such as a change in your credit profile.

Banks must reset the rate at least once every three months. So a change may take up to a quarter to reach you. Check your loan agreement for the reset date.

Older loans linked to MCLR or a bank's base rate change more slowly, often once a year. You may be able to switch to the repo-linked rate by paying a small fee.

## EMI or tenure?

When your rate changes, the bank can do one of two things. It can change your EMI and keep the tenure. Or it can keep the EMI and change the tenure. Many banks do the second by default, which is easy to miss.

If rates rise and your EMI stays the same, your loan quietly gets longer. A big enough rise can push the tenure past what the bank will allow, and then they will ask for a higher EMI. If rates fall and the EMI stays the same, your loan ends sooner, which saves more interest than a lower EMI does.

## A worked example

Take a ₹50 lakh loan for 20 years at 8.5%. Your EMI is about ₹43,391.

The RBI cuts the repo rate by 0.25% and your bank passes it on. Your rate becomes 8.25% and the EMI falls to about ₹42,603. That is ₹788 less each month, or about ₹9,500 a year. Over the loan, if you kept paying the old EMI of ₹43,391, you would finish earlier and save interest.

Now suppose the rate rises by 0.25% instead, to 8.75%. The EMI rises to about ₹44,185. You pay about ₹800 more a month. A rise of one full percentage point adds roughly ₹3,200 a month on this loan.

## What you can do

- **Know your spread.** Ask the bank what benchmark and spread your loan has.
- **Check what happens on a change.** Ask whether they change the EMI or the tenure.
- **Keep your EMI the same when rates fall.** You will pay off the loan sooner.
- **Keep a buffer.** Choose a loan where a one point rise would not strain your budget.
- **Compare spreads.** If your spread is much higher than new borrowers get, ask for a cut or consider a balance transfer.

## Try it yourself

Check our repo rate history to see how rates have moved. Then use the EMI calculator, change the rate by 0.25% or 0.5%, and watch your EMI and total interest change. The "what if" section shows a range of rates side by side.

---

# About Homes Loan Calculator
URL: https://homesloancalculator.in/about

Homes Loan Calculator is a free set of tools for people in India who are about to take, or already carry, a home loan. We built it because most calculators give you one number and leave you to guess what it means. Here you see your EMI, your total interest and how the loan balance falls. You can also see what happens if you prepay, the rate changes or you borrow for longer. Everything runs in your browser. You don't sign up, and we don't store the numbers you enter. The pages are available in English, Hindi, Bengali, Marathi, Telugu and Tamil. Results are estimates for planning. Your bank's sanction letter is the final word on rates, fees and EMI. Ads pay for the site, and they never change the numbers we show.

### Is the calculator free?
Yes. It is free to use and needs no login.

### Do you store what I enter?
No. The calculations run in your browser. The only data we store is an email address if you ask to be notified.

### Are the results exact?
They follow the standard EMI formula. Your bank may round differently or add fees, so treat results as close estimates.

---

# RBI repo rate history
URL: https://homesloancalculator.in/rbi-repo-rate-history
Current repo rate: 5.5%. Data last updated 2026-10-26. Source: https://freefincal.com/rbi-repo-rate-history/

| Effective date | Repo rate |
|---|---|
| 2026-10-07 | 5.5% |
| 2025-12-05 | 5.25% |
| 2025-06-06 | 5.5% |
| 2025-04-09 | 6% |
| 2025-02-07 | 6.25% |
| 2023-02-08 | 6.5% |
| 2022-12-07 | 6.25% |
| 2022-09-30 | 5.9% |
| 2022-08-05 | 5.4% |
| 2022-06-08 | 4.9% |
| 2022-05-04 | 4.4% |
| 2020-05-22 | 4% |
| 2020-03-27 | 4.4% |
| 2019-10-04 | 5.15% |
| 2019-08-07 | 5.4% |
| 2019-06-06 | 5.75% |
| 2019-04-04 | 6% |
| 2019-02-07 | 6.25% |
| 2018-08-01 | 6.5% |
| 2018-06-06 | 6.25% |
| 2017-08-02 | 6% |
| 2016-10-04 | 6.25% |
| 2016-04-05 | 6.5% |
| 2015-09-29 | 6.75% |
| 2015-06-02 | 7.25% |
| 2015-03-04 | 7.5% |
| 2015-01-15 | 7.75% |
| 2014-01-28 | 8% |